Let’s Buy a Business

ALL SBA UPDATES! AI-Native Application Process with Ray $3M+ requiring QofE's ETA / Investor-backed deals are changing distributions! NAICS Matching is loosened! Inzo Technologies: Get a complimentary IT audit for acquisition diligence or post-close transition. Visit inzotechnologies.com/eta Ray’s YouTube: https://www.youtube.com/@SBA_Ray Webinar recording. https://events.lendesca.com/ Email: rdrew@lindeska.com

Most people think they're working really hard, but they're outsourcing to AI the most important question. Use AI as a tool, but don't let it replace your thinking. Most searchers are getting left behind and spinning their wheels and will never close a deal because AI is doing the thinking for them. Inzo Technologies: Get a complimentary IT audit for acquisition diligence or post-close transition. Visit inzotechnologies.com/eta.

Brad is a world-class entrepreneur and business broker and does an incredible amount of deals. We dive into how to separate yourself from other searchers who will never end up buying a business. Inzo Technologies: Get a complimentary IT audit for acquisition diligence or post-close transition. Visit inzotechnologies.com/eta. Guest Name Brad Wayland Guest Email brad@quietlight.com Additional guest information bradwayland.com https://www.acquisitiongame.com/

Alright, a question I get often. What is the difference between EBITDA vs SDE? We dive into a few high-level differences to watch out for when evaluating businesses. EBITDA is typically used for larger businesses ($2-3M+ Profit). SDE is typically used for smaller businesses. BUT neither of those is cash flow. A few podcast nuggies: - SDE is not Cash Flow - Loan payments don't show up on the P&L many times - If you take a business with no debt, stack on 80%+ debt, you are fundamentally changi

Can you negatively add back an owner's salary because you're going to put an operator in? Yes, but don't expect the owner to pay for that in the valuation. Or to take you seriously if you propose that. Why hire just 1 person? Why not hire 50 people and go into super growth mode while losing $3M/year? Inzo Technologies: Get a complimentary IT audit for acquisition diligence or post-close transition. Visit inzotechnologies.com/eta.

Oran Rose shares how he moved from door-to-door pest control sales into life insurance, driven partly by losing his father young and seeing firsthand the impact of inadequate coverage. He later shifted into health insurance, where he helps entrepreneurs and self-employed families understand options beyond expensive COBRA or full-price marketplace plans. The big theme is that business owners often overpay because they do not know how income, subsidies, private plans, short-term plans, and marketp